When the Tier 5 and Tier 6 pension plans started, many public employees saw their pension benefits rolled back. For years, Suffolk AME has been standing in solidarity with our brothers and sisters in labor to see these benefits restored.

Thanks to consistent efforts and labor unity, newer Tier members are now starting to get back some of the benefits lost from earlier pension tiers. A number of these recent changes to Tier 6 went into effect starting on October 1, 2026. You may even notice these changes reflected in your pay. Let’s take a look at some of the differences! 

Please note, the below changes also apply to those in Tier 5, with the exception of the reduced contribution rates, as Tier 5 members are already locked into 3% contribution. 

What’s Changed?

1. Reduced Contribution Rates for Tier 6 Members

Beginning October 1, 2026, Tier 6 members will continue to contribute toward their pension based on salary, but many members will see a reduction in the percentage they pay. The new contribution rates will be:

• Earn $75,000 or less — contribute 3% of your wages
• Earn between $75,000 and $100,000 — contribute 4%
• Earn between $100,000 and $125,000 — contribute 5.25%
• Earn more than $125,000 — contribute 5.75%

2. What Counts as “Base Wages”?

Base wages now include:

• Your regular pay
• Shift differential pay
• Location pay
• Any increased hiring rate pay
• This means more of your pay counts toward your pension contributions

3. Higher Overtime Limits 

For many who joined on or after January 1, 2010, the overtime limit will increase to $30,000 per year. This overtime limit will grow by 3% every year after.

There is also a 2-year extension of exclusions from overtime contribution rate calculations. 

The fight for tier equity is not over! Suffolk AME will continue to stand in solidarity with our brothers and sisters in labor as further updates and changes are made to the tiers that our members belong to. 

► Questions? You are always welcome to reach out to your Unit Liaison using the contact information found here, or by calling Suffolk AME HQ at 631-589-8400 and asking to be connected to your Liaison. You may also reach out to Suffolk AME Treasurer AnaMarie Cucciniello at acucciniello@scame.org.