Thanks to consistent efforts and labor unity, newer Tier members are now starting to get back some of the benefits lost from earlier pension tiers.

Please note, the below changes also apply to those in Tier 5, with the exception of the reduced contribution rates, as Tier 5 members are already locked into 3% contribution. 

What’s Changed?

1. Reduced Contribution Rates for Tier 6 Members

Beginning October 1, 2026, Tier 6 members will continue to contribute toward their pension based on salary, but many members will see a reduction in the percentage they pay. The new contribution rates will be:

• Earn $75,000 or less — contribute 3% of your wages
• Earn between $75,000 and $100,000 — contribute 4%
• Earn between $100,000 and $125,000 — contribute 5.25%
• Earn more than $125,000 — contribute 5.75%

2. What Counts as “Base Wages”?

Base wages now include:

• Your regular pay
• Shift differential pay
• Location pay
• Any increased hiring rate pay
• This means more of your pay counts toward your pension contributions.

3. Higher Overtime Limits 

For many who joined on or after January 1, 2010, the overtime limit will increase to $30,000 per year. This overtime limit will grow by 3% every year after.

There is also a 2-year extension of exclusions from overtime contribution rate calculations. 

How Did We Get Here?

These changes didn’t happen by chance. They are the result of continuous advocacy, labor unity, tough negotiations, and the combined efforts of public employees and unions all across New York State.

What’s Next?

While these improvements are a big win for public employees and their families, we know there’s more work ahead. Suffolk AME will keep fighting for tier equity for our members and our brothers and sisters in labor.

We want to thank everyone who supported and stayed united during this process. Together, we are stronger!